I am a risk adviser at HUB International, the world’s largest privately held risk management firm. We rank among the 9 largest international brokers and specialize in personal risk management. My focus is on the highly successful, affluent, client who requires detail-oriented customized solutions. My role as a risk advisor is to tailor solutions which to protect my client's lifestyle by mitigating the ways their wealth may be exposed to litigation. My responsibility is to assess the assets, professional endeavors, and personal interests of my clients and educate them on how best to protect their legacy. When mitigating exposures is not an option I negotiate insurance products to transfer their risks and further educate clients so they may make an informed decision. I consult with: • Individuals • Family Offices • Law Firms • Financial Planners • Accountants • Hedge Funds • Small Business / Start-ups • Directors & Officers • Not-for-profit / Philanthropic Entities • Mergers & Acquisitions Advisors My largest trading partners are: •ACE •AIG •Chubb •PURE I utilize my network to develop strategies for multi-generational management of risk, with special attention to estate planning and property ownership entities. In today's ever-changing climate of financial uncertainty a consistently voiced risk management strategy is paramount to protecting against unforeseen liquidity events. If you find value in a dedicated advisor and a specific claims concierge who is available 24 hours per day, 7 days per week, give me a call. Solutions available for: Homeowners | Flood | Earthquake | Hurricane | Wildfire | Valuable Articles | Automobile | Watercraft & Mega Yacht | Excess Liability/Umbrella | Workers Compensation | Commercial Coverage |Aviation | Farm & Ranch | Employee Benefits | Life & Long Term Care | Surety | International | M&A | Blanket Property | Legacy Planning | Private Events | High Profile Persons | Athletes |Expatriates | Custom Insurance |

Assistant Vice President @ Tailored risk management strategy for affluent individuals, family offices, and corporate entities. Strategic consulting, including mitigation and avoidance. Specialized proficiency in group and blanket coverage for families, family offices, legal and finance entities. Event hosting & sponsorship. Strategic partnership development; internal training for client-facing strategic partners. Subject matter expertise; public speaking engagements. From March 2013 to Present (2 years 10 months) Greater Philadelphia AreaAssistant Vice-President / Private Client Services @ Personal risk strategy development for affluent individuals, family offices, financial/legal institutions. Carrier negotiation and contract review. New client acquisition. From April 2011 to March 2013 (2 years) Client Advisor @ Personal risk strategy development for affluent individuals. Carrier negotiation and contract review. New client acquisition. From June 2006 to April 2011 (4 years 11 months) Insurance Assistant @ Daily operations and office administration. Development of client account reviews, summaries, quoting, and carrier negotiations. From October 2005 to June 2006 (9 months)

BS in Business Administration, Advertising and Marketing, Dean's List @ Drexel University From 2000 to 2005 BA in Liberal Arts, General Studies, Dean's List @ Central High School From 1996 to 2000 Bob BS,CAPI is skilled in: Insurance, Risk Management, Property & Casualty Insurance, Brokers, Claim, Workers Compensation, Financial Risk, New Business Development, Commercial Insurance, Liability, Casualty, Underwriting, Employee Benefits, General Insurance, Insurance Brokerage