•Experienced in creating, drafting, reviewing and implementing AML policies, procedures, processes and controls •Thorough knowledge of BSA, US Patriot Act, general AML best practices as well as well-established financial institution procedures related to KYC, CIP and CDD •Experienced working with bank regulators, SEC, FCC, OFAC, FBI, and third party auditors •CAMS Certified and Licensed Attorney in New York •Experienced in Fraud Investigations, Enhanced Customer Due Diligence, and AML program auditing

Founder & CEO @ Past and current clients include Global Financial Institutions, Big 4, publicly traded companies and Money Service Businesses (MSB). Conduct case investigations concerning potential structuring, rapid movement of funds, profile deviation and excessive deposit and withdrawal activity across one or more accounts and draft subsequent Suspicious Activity Report (SAR) and No Further Action (NFA) recommendations Perform Team Leader/Quality Control duties such as ensuring correct and accurate dispositions of NFAs and SARs written by over 30 different analysts. Referred to as a Subject Matter Expert for complex and obscure transaction activity. Co-Developed MS Excel macro which formats and reorganizes raw transaction data in order to quickly identity incoming and outgoing transactions; automatically creates pivot table and filters data based on transaction type, dollar amount per transaction type and percentage of each transaction type in relation to total account activity Selected for several special projects including assessing risk of incoming and outgoing wire transfers conducted by bank customers. From October 2014 to Present (1 year 3 months) Greater New York City AreaKYC Officer / Senior Investigator @ KYC Assist the Commercial and Investment Bank with conducting KYC on Financial Institutions, Private Equity Groups and Hedge Funds as a member of the Wholesale Client Onboarding Team. Coordinate across multiple business lines and teams to conduct standard and enhanced due diligence on complex high-risk entities that pose a substantial risk to the bank Consistently rank among the top 20% of all KYC Officers with regards to productivity and accuracy from the Quality Control Team Transaction Monitoring (April 2013-August 2013) AML related transaction monitoring, case investigations and SAR filing Analyze transactional activity to identify risks, trends, potential suspicious activity and provide SAR recommendations. Draft and file Suspicious Activity Reports From April 2013 to October 2014 (1 year 7 months) Regulatory Consultant @ Assisted in the audit of a large financial institution’s AML program after bank regulators cited a potential lack of institutional control following an investigation of a customer account Reviewed global institution AML policy, business line policies, procedures, and processes to ensure compliance with the BSA, US Patriot Act and general AML best practices Assisted in the review of client’s KYC and CIP policies, customer due diligence and enhanced due diligence procedures, accuracy of automated and manually generated STRs and institution’s general control mechanisms From February 2012 to April 2013 (1 year 3 months) Summer Associate @ From May 2009 to June 2010 (1 year 2 months)

Doctor of Law (JD) @ University of Miami School of Law From 2007 to 2010 BA, Criminal Justice @ University of Maryland College Park From 2004 to 2007 Valley Stream South HighValley Stream South High Naeem Esq. is skilled in: Class Actions, Small Business, Legal Research, Litigation, Civil Litigation, Bankruptcy, Legal Writing, Family Law, Employment Law, Commercial Litigation, Westlaw, Courts, Intellectual Property, Mediation, Immigration Law