***Functional skills: - Operating and financial lease, - Good knowledge of accounting - French Gaap, US Gaap and IFRS standards : * General accounting, * Bank-related accounting, * National accounting. - Reporting SURFI. ***Technical skills: - PL/SQL, J2EE, HTML, CSS, VB, ORACLE DATABASE. - Regression testing, - Realization of all upgrades processes, - Import / export of the Oracle database, - SAP FI: Configuration and customization. ***Financial softwares: - Cassiopae , Ekip: Implementation, configuration and customization. - Arcole 3G: Good knowledge of setting and interrogation. - Arpson: Monitoring of financial instruments - SAP FI-GL / AP: Configuration and customization. - RDJ SAI: Setting of management events CRE to ME. - BUSINESS OBJECTS XI. - EVOLAN: Report and Risk. - Vbank: Reporting SURFI. ***Computer Language: - PL/SQL, J2EE, HTML, CSS, VB, ORACLE DATABASE ***Mobility : France, Europe and International

MOA @ Financial leasing From April 2014 to June 2015 (1 year 3 months) Manager @ The MSA ACCOUNTING & CONSULTING Company intervenes in the fields of accounting, financial reporting and database system in the banking and insurance environment. We intervene during the entire project cycle. As there are functional and technical accounting resources on our team, we cover the collection of the requirements, the implementation of the solutions, the training and the change management process. Our consultants accompany you through all stages of your project from the conception, design, implementation and optimization of your database system for the optimal performance of your business. In conclusion, our fields of expertise are: * Operating & Finance lease * Accounting, collection and reporting * Database management * Training * Human resource management Our Web site is the following: http://www.msa-ac.fr/ From April 2012 to December 2014 (2 years 9 months) Paris Area, FranceMOA : Equipment leasing , Property leasing, loan and revolving credit (CLUB) @ The axes of this mission are: - Real Estate Leasing: • Advice and support users, resolution of anomalies concerning the Land and Construction Management, depreciation of property. • Definition and implementation of accounting posting of real Estate under French GAAP. - BPI loan, Operating lease and financial lease. All Incidents are tracked and treated by JIRA and HPQC. From December 2012 to April 2014 (1 year 5 months) Consultant @ Bank finance and lease finance transactions, Securitization operation and Implementation of accounting schemes according to French Gaap, US Gaap and IFRS standards. SPIRIDON PROJECT of SIEMENS: *Testing and qualification of the anomalies encountered by the customer and providing the best solutions via CFS BROWSER *Coordination with the maintenance and development department of the publisher Cassiopae * Understanding of the requirement, writing the functional specifications, supervision of the project phases. * Implementation of the accounting schemes according to French Gaap, US Gaap and IFRS standards. * Compliance of the posting in SAP SPIRIDON. From April 2012 to November 2012 (8 months) Paris Area, FranceAccounting project manager @ - Securitization financing transactions: LOA, LLD, Loan, Wholesale and Leasing - Project management according to the model V-cycle : Understanding of request, writing functional specifications, supervision of the project phases. - Project management using the method Obeya - Visual Management. - Setting accounting schemes on software: SAP ECC6, RDJ SAI and EKIP. - Implementation of new products for subsidiaries in Germany and Poland: Life/not life Insurance and fuel card - Management of financing contracts on EKIP: Affaire, Accounting interface, GA, IAS39 ….. - Reporting (SURFI, FINREP, COREP, CDR) and Basel II. From May 2011 to April 2012 (1 year) Paris Area, FranceFinancial Analyst and consulting - Denver- US @ Financial Analyst and consulting in Real Estate From May 2010 to April 2011 (1 year) Greater Denver AreaConsultant / Accounting Project Manager @ In charge of the accounting domain of leasing, Loan and Real Estate -Testing and qualification of the anomalies encountered by the customer and providing the best solutions via CFS BROWSER - User support on software Cassiopae, Andromède and Ekip. - Setting the leasing operation of Cassiopae software, - Import / export of the Cassiopae database. - French Gaap , US Gaap and IAS/IFRS Standards , - Definition of the accounting book for configuration - Scheme implementation of Loan, Leasing,LOA, LLD contracts. - Management reporting and budget forecast. Clients and projects: - SIEMENS LEASE – CBM - GREATE WEST LIFE - REAL ESTATE - DECATHLON - REAL ESTATE - CMCIC - CBM and CBI - OCEOR LEASE - CBM - CAPITOLE FINANCE – CBM - BNP PARIBAS LEASING SOLUTION - CBM - CREDIT FONCIER – CBI and LOAN - OSEO – CBM - SG SERBIA - CBM - ARVAL - CBM - Groupe SIIC de Paris - PARFIP LEASE - CBM From March 2007 to April 2011 (4 years 2 months) Accountant Auditor @ Missions: - Participation to the Project Fusion Canal + / TPS - Accounting review and financial analysis of FNP (Invoices not yet received) - Analysis of trial balance and setting payment of overdue invoices. From January 2006 to December 2006 (1 year) Accountant @ - Preparation of balance sheet and income statement. - Fiscal management. - Merger and acquisition. - The Accounting Review. - Auditorship. From January 2004 to July 2005 (1 year 7 months) Paris Area, France

Master, Careers in Finance, Control and Audit @ Institute of Business Administration of Lille From 2004 to 2005 Master, Technical Economics and Management @ University Lille 1 - Science and Technology From 2003 to 2004 Master of Business Economics - Specialization: Banking Management @ Faculty of Juridical, Economic and Social Sciences - Rabat From 2000 to 2001 Mustapha SAOUALIF is skilled in: Banking, Credit, Business Analysis, Développement commercial, Consulting, Team Management, Financial Analysis, JEE, VBA, Oracle PL/SQL Development, Oracle Forms, Corporate Finance, Analyste commercial, Stratégie commerciale, Banque, Gestion d'équipe, SAP, Risk Management