Twenty years of mortgage lending experience in a variety of sales and executive management positions. Founded New Penn Financial in March 2008 and currently serving as its CEO. The New Penn family of organizations is growing, and we are seeking expansion opportunities in Call Center, Financial Services (Community Bank, Broker, Correspondent), and Retail business channels across the United States. Prior to New Penn, Founder and CEO of Wilmington Finance Inc., a top 15 originator of Non-Agency residential loans with over 2,000 employees. Magna Cum Laude graduate of Long Island University with a B.S. in Marketing & Economics.

President & CEO @ Founded New Penn Financial in April 2008, and now serving as President & CEO. Organization grown from start-up to over 400 employees in 26 offices, licensed in 43 states. Through three distinct business channels - Call Centers, Financial Services Division (Community Banks, Brokers, Correspondent), and Retail - New Penn originates government and agency loans underwritten to investor guidelines, and now offers Non-Agency products through its new parent organization. In June 2011, New Penn became the wholly owned origination subsidiary of Shellpoint Partners (New York, NY). Shellpoint Partners is a specialty finance company focused on the U.S. residential mortgage market. One of its primary goals is to provide additional liquidity/options to borrowers who do not fit the existing underwriting criteria for government backed mortgages. From April 2008 to Present (7 years 9 months) President & CEO @ Founder, President & CEO of Wilmington Finance. Originally a joint venture with WSFS Bank (Wilmington, DE) to originate residential mortgage loans. Company’s growth quickly exceeded the financial capacity of original parent organization, and Company was sold to American General Finance, an AIG subsidiary. Retained by American General to manage the Company, and grew the annual production of over $17 billion, an average interim servicing portfolio of over $1 billion, workforce of over 2,000 employees and 18 offices throughout the country. Distribution channels included Direct‐to‐Consumers through internet advertising, Brokers and, Correspondents. Loans were underwritten to investor guidelines and sold in the secondary market. From 1999 to 2006 (7 years) SVP @ Originator, servicer, and securitizer of Non-Agency mortgage loans. As one of the largest companies in its market segment, the organization reached 4,000 employees, origination volume exceeding $6 Billion annually, and the servicing portfolio reached $12 Billion. From 1993 to 1999 (6 years)

Marketing, Economics @ Long Island University From 1981 to 1983