Zip Co

zipMoney Limited (ASX: ZML) is an ASX-listed provider of innovative payment and credit solutions to retailers (online and in-store) across the digital checkout. We employ the latest tools in fraud prevention, risk management and social scoring to deliver real-time decisions to savvy digital shoppers. zipMoney is FOR Australian business. We help retailers convert browsers into paid customers (+20%), increase basket sizes (+50%) and encourage repeat shopping behaviour (+50%). Across the platform there are more than 500,000 users and over 3,000 retail partners. zipMoney has three core products: (1) zipPay - Digital wallet (up to $1,000) that helps customers buy now and pay later for everyday purchases online and in-store (fashion, hospitality, CE/IT products) with no interest ever. See www.zippay.com.au (2) zipMoney - Digital wallet (up to $30,000) that helps customers buy now and pay later for life’s larger purchases online and in-store (CE/IT, travel, lifestyle) with healthy interest-free periods. See www.zipmoney.com.au (3) Pocketbook - The free Pocketbook mobile app helps you get smart with your money. It automatically categorises your spending (eg clothes, groceries) to help you reach your financial goals. See www.getpocketbook.com We currently operate in the retail, education, health and travel markets across the omni-channel zipMoney is funded by a scaleable and extendable $200m institutional funding line to support its payment operations. We have a strong focus on responsible financial services - zipMoney holds both an Australian Financial Services Licence and an Australian Credit Licence.