Santander Consumer Finance

Santander Consumer Finance is a leading consumer finance company operating in 15 European countries, from mature to emerging markets: Austria, Belgium, Denmark, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland and the UK. We are part of Santander, one of the largest financial groups in the world. Santander Consumer started as a stand alone division in 2001. 15,500 professionals provide the best consumer finance products and services to more than 18 million customers and 130,000 point of sale partners. We offer a wide range of consumer finance solutions mainly thorough point-of-sales, where we have developed a unique expertise, and direct-to-consumer channels such as branches, internet and telemarketing platforms. Our current size, presence in different countries and diversified portfolio provides us with competitive advantages: - Pan-European scale with a strong and solid platform for expanding business - Efficient distribution network, allowing transformation of indirect customers into direct customers - Strong credit procedures and efficient recovery process - Diversified portfolio by geographies and products