Aditya Birla Housing Finance Limited

Aditya Birla Housing Finance Limited ("ABHFL"), a subsidiary of Aditya Birla Capital Limited, is a fast growing housing finance company in India with a net worth of Rs. 7500 million and lending book value at Rs. 81,370 million as on March 31st, 2018. Initially incorporated in 2009 as an investment company, ABHFL commenced operations in the housing finance sector in October 2014 and significantly transformed its business by expanding its footprint to 51 branches and over 2700 channel partners, as of March 2018. ABHFL is registered with the NHB as a systemically important non deposit accepting housing finance company. ABHFL aims to enhance its focus on tie-ups with developers and builders, along with achieving the right balance of sourcing and product mix and increasing its penetration by cross selling and up-selling. The company offers a complete range of housing finance solutions such as Home loans, Home Extension Loan, Plot & Home Construction Loan, Home Improvement Loans, Loan Against Property, Construction Financing, Lease Rental Discounting, Commercial Property Purchase Loan and Property Advisory Services. Through its lending solutions, ABHFL enables customers to own their dream home. ABCL, the holding company, is a Universal Financial Solutions provider and one of the largest financial services players in India. It is committed to serving the end-to-end financial needs of its retail and corporate customers under a unified brand - Aditya Birla Capital. Delivering a wide range of money solutions for protecting, investing and financing, Aditya Birla Capital serves millions of customers across the country. Apart from housing finance, ABCL has a significant presence across several business sectors including NBFC, asset management, health insurance, life insurance, private equity, general insurance broking, wealth management, broking, online personal finance management and pension fund management. Aditya Birla Capital, through its subsidiaries and joint ventures, manages aggregate assets worth Rs. 3,053 billion and has a lending book of Rs. 514 billion as of March 31st, 2018.