Vice President, Relationship Manager Commercial Real Estate @ Commercial Real Estate Wells Fargo Bank, N.A. From April 2012 to Present (3 years 9 months) Greater Philadelphia AreaContractor @ Conducted acquisitions diligence including real estate collateral underwriting/valuation, capital structure analysis, disposition/work-out strategy, legal diligence and bid pricing on pools of distressed CRE debt for the proprietary special situations account of an Investment Bank. From February 2011 to September 2011 (8 months) Greater Philadelphia AreaVice President @ Build-out of start-up Special Servicing platform including: +Valuation of CMBS Special Servicing Control Rights. +Model special servicing platform P&L +Create loan work-out and lending models for senior debt through participating preferred equity. +Policies & Procedures & CAMS Database Customization From January 2010 to January 2011 (1 year 1 month) Asset Manager @ Covered stressed and defaulted repositioning loans secured by non-stabilized collateral as well as valuation/work-out on portfolio borrowers and other major credit exposures. Responsible for ongoing surveillance, work-out strategy/negotiation (discussions with Borrowers as well as management of external counsel), re-underwriting and credit reporting on each asset. From February 2009 to December 2009 (11 months) Underwriter @ Underwrote interim commercial and multifamily mortgages as well as syndicated real estate lines of credit (buy and sell side plus structuring). Responsibility included seeing transactions from application through closing including negotiation of legal documentation with counsel, committee memos, financial modeling and, for lines of credit, covenant supervision post closing. Staffed on work-outs with structured bridge loans in 2007 and unsecured lines of credit in 2008 From May 2005 to January 2009 (3 years 9 months)

B.S., Concentration in Finance @ University of Virginia, McIntire School of Commerce From 2001 to 2005 Owen Jones is skilled in: CMBS, Bridge Financing, Distressed Debt Acquisitions, Workout & Asset Management, Credit Analysis, Acquisitions, Commercial Real Estate, Mortgage Lending, Financial Modeling, Financial Structuring, Portfolio Management, Structured Finance, Credit, Real Estate, Syndications