EVP - Chief Credit Officer @ Executive responsibility over Credit Division and Special Assets Division - Chair Senior Loan, Special Assets, and Senior Credit Risk Management Committees - Co-chair Allowance for Credit Losses Committee - Active involvement on Enterprise Risk Management, Regulatory Oversight, and ALCO Committees Cadence Bancorp, headquartered in Houston, Texas, is a leading regional banking company with more than $7 billion in assets. It's operating subsidiary, Cadence Bank, N.A., is headquartered in Birmingham, Alabama. Through exceptional customer service, a disciplined credit and risk management framework, cost controls and the implementation of enhanced technology, Cadence will drive success and invest in the growth of communities in the Southeast and Texas. From 2011 to 2014 (3 years) Birmingham, Alabama AreaEVP - Global Risk Management @ Regional Credit Executive (2008-2009) Manager Asset Recovery Management & Solutions (2010 - 2011) Executive Management Team Member Served on all Corporate Credit Committees. Following Great Recession in 2008-2009, successfully led the resolution of more than $1 Billion in criticized and classified CRE exposures resulting from the overall real estate re-evaluaton. Actively involved in resolving troubled assets from $11 billion failed bank acquisition covered under FDIC shared loss agreements, non-residential and residential. From July 2008 to 2011 (3 years) Birmingham, Alabama AreaSVP - Director Asset Based Lending @ Senior Executive charged to start and build an in-footprint asset based lending organization. Developed and implemented initial commercial loan policy and business plan for asset based organization. Group organized as a specialty risk product line partner alongside regional Bank geographies. Individual credit authority of $10 million and $20 Million joint lending authority with Credit Directors. From 2004 to 2008 (4 years) Birmingham, Alabama AreaSVP - Regional Executive @ Senior Executive responsible for all Southwest Group customer relationships, growth financings, portfolio management, and multi-functional staff. ABL and cash flow leveraged loan portfolio with peak loan balances and credit lines exceeding $1 billion and $ 1.5 billion respectively, across diverse industries. From 1995 to 2003 (8 years) Dallas/Fort Worth and Atlanta Areas

Bachelor's Degree, Accounting - Cum Laude @ Mars Hill University J. Cameron Terry is skilled in: Credit, Loans, Portfolio Management, Banking, Asset Based Lending, Executive Management, Leadership, Risk Management, Commercial Banking, Commercial Lending, Credit Analysis, Credit Risk, Small Business Lending, Financial Risk, Financial Services, Middle Market, Loan Origination, Lines Of Credit, Consumer Lending, Underwriting, Treasury Management, Capital Markets, Commercial Mortgages, Workout, Leveraged Finance, SBA, Financial Institutions, Financial Analysis