With over 6 years of experience in the Financial Services industry, Steven has rotated through various Citibank businesses and held multiple positions, each of which was a promotion and carried additional responsibilities. In Steven's previous role within Citi at Work, he led development of a comprehensive marketing strategy and the first-in-Citi iPad pilot. As Citibank's Funds Transfer Product Manager, he led three phased implementations of Dodd-Frank Wall Street Reform Act Section 1073 (DF1073), developed a comprehensive strategy focusing on driving revenue growth and led cross-business reviews with Senior Management in preparation for regulatory reviews of DF1073. Steven has since taken a new role, and promotion, with Morgan Stanley as the Client Segment Manager for multiple business units including: Institutional Wealth Services, Corporate Equity Solutions, Graystone Consulting, Internal Employee Offer and Corporate Retirement. Steven and his team works closely with each business unit to develop marketing strategies that utilize cross-business synergies while maximizing cost savings between initiatives and vendors. Steven is always looking for a way to simplify existing processes, enhance strategy and customer experiences, and make sure the deliverables needed to get the job done are always done on-time with efficiency and accuracy. His pursuit of knowledge, growth and experience continues beyond his Masters Degree from Boston University and now focuses on key learnings and readings from industry leaders. Professional experience in marketing (execution and development), product management, project management, business development, strategy and sales.

Vice President, Client Segments @ Responsible for developing marketing strategy and initiatives for multiple segments including Institutional Wealth Services, an external corporate financial wellness program for the mass affluent, high net worth and ultra high net worth segment; Corporate Equity Solutions, stock plan provider for equity compensation plans; Graystone Consulting, investment consultant services to large institutions and sophisticated investors; Internal Employee Offer, corporate financial wellness program for the internal segment; and Corporate Retirement Develop strategies around synergies to ensure consistent approach and communication between each segment while maximizing cost efficiencies Serve as key interface with Digital team on Institutional Wealth Services and Corporate Equity Solutions From November 2014 to Present (1 year 1 month) Funds Transfer Product Manager @ Manage Citibank Fund Transfer Products with focus on development and profitable growth of Citibank Global Transfer and Wire Transfer businesses and corridors. Implemented Dodd-Frank Wall Street Reform Act Section 1073 (Phase 1) with goal to ensure compliance, maximize customer experience by mitigating disruptions, and limit revenue impacts Leading Dodd-Frank Wall Street Reform Act Section 1073 (Phase 2) implementation with focus on enhancing customer experience, reducing potential losses due to claims through key initiatives, and ensuring consistency across customer touchpoints. Developed comprehensive strategy for 2014/2015 with focus on customer lifecycle and communications, product enhancements, and revamped value proposition utilizing Citibank's competitive advantages and global transfer capabilities. Serve as key interface with Internet and Mobile team relating to Citibank's money movement products. From February 2013 to November 2014 (1 year 10 months) Marketing Manager @ Led overall marketing strategy on a national level for Citi at Work segment supporting 58 Relationship Managers, and 5 Sales Directors assisting in driving growth and expansion. Led and managed monthly e-mail campaign for new and existing customer segments, yielding year-to-date results that are 50%-60% higher than the overall Retail Bank benchmark Drove strategy for first-in-Citi iPad PILOT to increase DDA and onsite production. Over 7 months, sales production increased by 17% and company enrollments has increased by 8% YoY. Worked with multiple product teams on end-to-end development and deployment of all Citi at Work marketing materials including direct and digital marketing Introduced new and utilizes existing channels to drive customer acquisition, increase cross-sell and reduce attrition Managed a $1.3 million marketing budget, including planning, payments, and auditing while actively working with vendors on cost-savings and optimal pricing opportunities. From October 2011 to March 2013 (1 year 6 months) Management Associate @ Managed De Novo direct marketing program and coordinated with key partners to drive growth and promote awareness of new locations Led, and developed De Novo e-mail campaign producing results of 33% total open and 23% unique open rate, which is significantly higher than 2011 benchmark Led and developed all De Novo marketing including direct mail, e-mails ,statement onserts, statement messages, ATM messaging and managed end-to-end project to ensure consistency between all material Developed and executed Social Media campaign to attract business through promotions, advertised new products and services and generated excitement through Citibank multiple Social Media channels From June 2009 to October 2011 (2 years 5 months) Intern @ Worked closely with Chief Legal Officer and Head of Finance Division on legal and compliance issues to help expediate approval processes Led intern project to revamp the internal hedge fund portal and ensure validity and accuracy of all information Performed data entry for Head of Finance Division, as well as obtaining quotes. Attended meetings with Chief Operating Officer and Portfolio Managers in regards to new product offerings, qualitative factoring, and overview of existing products and their performance. From March 2008 to August 2008 (6 months)

Masters of Science, ManagementSpecialty; Financial Services and Management @ Boston University From 2010 to 2013 B.A, Finance @ Hofstra University From 2007 to 2009 Finance @ Western New England University From 2005 to 2006 Steven Stano is skilled in: Banking, Direct Marketing, Email Marketing, Product Marketing, Social Media Marketing, Marketing Strategy, Business Development, Strategy, Product Management, Analytics, Business Strategy, CRM, Customer Experience, Digital Marketing, Finance