Scott Shrader EA, CFP® has a degree in Finance and International Business from the Pennsylvania State University. He started in the tax industry in 2001 by opening the 586th Liberty Tax Service office. During his tenure with Liberty Tax Service, he opened / operated a total of 16 different offices. He was consistently ranked in the top 50 entities, and had individual offices that ranked in the top 75 new offices nationally, the top 75 second year offices, the top 75 third year offices, and the top 50 growth lists(both on the office and entity level). Mr. Shrader expanded into the investment arena by obtaining his Series 7 and Series 66 licenses in 2003. In 2004, he attended the H.D. Vest Financial Planning Institute in Cherry Hill, NJ. Mr. Shrader went on to complete the CERTIFIED FINANCIAL PLANNER™ certification program through New York University and became a CFP® professional. In 2006, Mr. Shrader became an Enrolled Agent (EA) which enables him to represent taxpayers in front of the Internal Revenue Service. In 2007, he relocated to West Palm Beach, FL to become an operating partner in a nine office tax firm. In 2012 Mr. Shrader founded Vault Financial, LLC to combine his many years experience in both the tax industry and the financial service industry into a full service financial firm. He is personally meeting with and advising clients that are passionate about pursuing their financial dreams. Securities services offered through HD Vest Investment Services(SM) (HDVIS), Member/SIPC. Advisory services offered through HD Vest Advisory Services(SM) (HDVAS). HDVIS does not provide tax or legal advice. Please visit www.hdvest.com/social_policy for more information.

President @ From May 2012 to Present (3 years 6 months) Palm Beach Gardens, FLFinancial Advisor @ From August 2002 to Present (13 years 3 months) Palm Beach Gardens, FLExecutive Vice President @ Operating partner in a nine office tax firm. Grew revenues 650% over 5 years. Hired, trained and managed over 200 employees. Prepared company budgets, P&L's, and projections. From September 2007 to April 2012 (4 years 8 months) West Palm Beach, Florida AreaIndependent Consultant @ Conducted update training and taught advanced tax subjects at company training events throughout the country. Produced instructional webinars and wrote training manuals on various subjects for the national franchise. Made technical visits to brand new offices and made troubleshooting visits to struggling offices to make sure that they were in compliance with the Liberty Tax system and properly trained. From January 2004 to December 2011 (8 years) United StatesFranchisee @ Owned and operated 6 Liberty Tax Service offices. Consistently ranked in among the top 50 franchisees in the country, several times in the top 10. Trained, developed, and managed over 500 employees. Organized franchisee meetings and developed regional marketing plans. From September 2001 to December 2009 (8 years 4 months) Burlington, NJBusiness Development Specialst @ Set up National Discount Program with several large corporate employers. Managed national mall relationships with General Growth, Simon, etc., negotiated short and long term leases on behalf of franchisees, and attempted to place franchisees in available strategic locations throughout the country. Developed modular office building project from conception to production. Managed the 25 foot Statue of Liberty program - worked with factory, contractors, and municipalities. From July 2003 to December 2003 (6 months) Virginia Beach, VASenior Mortgage Loan Consultant @ From March 1998 to July 2003 (5 years 5 months)

Bachelor's Degree, Finance and International Business @ Penn State University From 1993 to 1997 CFP® Certification Program @ New York University From 2011 to 2012 Bachelor's Degree, International Business @ Universidad de Costa Rica From 1997 to 1997 Scott CFP® is skilled in: Wealth Management, Independent Financial..., Strategic Financial..., Tax, Tax Preparation, Personal Tax Planning, Retirement Planning, Investments, Financial Analysis, Series 7, Small Business, Retirement, Financial Services, Accounting, Insurance, Portfolio Management, Finance, Real Estate, Business Planning, Tax Accounting, Wealth Accumulation..., Life Insurance, Long Term Care Insurance, Disability Insurance, Variable Annuities, Equity Indexed Annuities, Certified Financial..., IRS Enrolled Agent, College Savings Plans, Mutual Funds, ETFs, Stocks, Bonds, Stock Market, IRAs, Roth IRA, 401k, Rollovers, Investment Advisory, Investment Strategies, Social Security, Medicare, Medicare Prescription..., Medicare Advantage, Obamacare, Affordable Care Act, Health Insurance, Licensed Life & Health..., Financial Planners, Financial Advisory