Vice President - Commercial Loan Officer at Regent Bank
Miami/Fort Lauderdale Area
Prospect new clients and manage a portfolio of existing commercial clients with commercial real estate loans, secured and unsecured lines of credits and term loans for businesses and individuals. Specialties:Commercial Lending, Relationship Management, International and Domestic Private Banking, C & I, Commercial Real Estate, WorkoutVice President - Commercial Loan Officer @ Commercial Lending and Depository Financial Products...
Prospect new clients and manage a portfolio of existing commercial clients with commercial real estate loans, secured and unsecured lines of credits and term loans for businesses and individuals. Specialties:Commercial Lending, Relationship Management, International and Domestic Private Banking, C & I, Commercial Real Estate, WorkoutVice President - Commercial Loan Officer @ Commercial Lending and Depository Financial Products to Businesses and Individuals. From October 2012 to Present (3 years 1 month) Fort Lauderdale, FLReal Estate Sales @ I have my real estate license parked at CIREGI since 2004. From 2004 to 2014 (10 years) Miami, FLInternational Private Banking Relationship Manager @ I managed International Private Banking relationships for non US Citizens with investable assets of over $250M and custom credit solution needs. I covered most of the Spanish speaking Caribbean and Latin America. From April 2009 to October 2012 (3 years 7 months) Miami/Fort Lauderdale AreaVice President - Regional Commercial Lender @ I was responsible for the generation, underwriting and management of commercial loans up to $10MM with existing and prospective clients in South Florida starting with a zero portfolio. I also marketed credit and non-credit banking products in the commercial marketplace i.e. merchant services, cash management, business accounts, retail products, capital markets, etc. From April 2007 to March 2009 (2 years) Miami, FLAVP - Private Wealth Management Specialist @ I was responsible for underwriting new loan requests up to $5MM for CRE owner occupied, income producing CRE, LOC, Term loans, L/C, Trusts, and financing to Private Banking Clients. I managed a credit portfolio of Private Banking clients in Miami, FL. From October 2000 to January 2007 (6 years 4 months) Business Development Officer @ Develop, cultivate, nurture and foster a comprehensive network infrastructure with Public and Private sector organizations (CDC, CBO, Housing Authorities, Banks, Government Agencies - City, State, Federal, Faith Based Organizations, Venture Capitalist) seeking projects that require debt or equity financing that would leverage and build healthy Communities; From February 1999 to September 2000 (1 year 8 months) Deputy Director @ From 1997 to 2000 (3 years) Loan Officer @ From 1990 to 1991 (1 year) Bachelor fo Science, Applied Economics and Business Management @ Cornell University From 1984 to 1988 Bachelor of Science (BS), Applied Economic and Business Management @ Cornell University From 1984 to 1988 Ralph Rivera is skilled in: Real Estate, Workout, Capital Markets, Credit, Investments, Commercial Lending, Banking, Commercial Real Estate, Portfolio Management, Underwriting, Private Banking, Loans, Finance, Management, Relationship Management, Building Relationships, Business Banking, International Relations, Small Business Lending, Financial Analysis, Negotiation, Government, City Management, Commercial Banking, Financial Services, Commercial Mortgages, Risk Management, Cash Management, Business Development, Credit Analysis, Equities, Leadership, Loan Origination, Mortgage Lending, Credit Risk, Lines Of Credit, Consumer Lending, Retail Banking, Financial Structuring, Asset Based Lending, Treasury Management
Regent Bank
Vice President - Commercial Loan Officer
October 2012 to Present
Fort Lauderdale, FL
CIREGI
Real Estate Sales
2004 to 2014
Miami, FL
The Bank of Nova Scotia - Scotiabank
International Private Banking Relationship Manager
April 2009 to October 2012
Miami/Fort Lauderdale Area
TD Bank
Vice President - Regional Commercial Lender
April 2007 to March 2009
Miami, FL
SunTrust Bank
AVP - Private Wealth Management Specialist
October 2000 to January 2007
Boston Community Capital
Business Development Officer
February 1999 to September 2000
City of Boston - Department of Neighborhood Development
Deputy Director
1997 to 2000
Bank of Boston -BancBoston Financial
Loan Officer
1990 to 1991
What company does Ralph Rivera work for?
Ralph Rivera works for Regent Bank
What is Ralph Rivera's role at Regent Bank?
Ralph Rivera is Vice President - Commercial Loan Officer
What industry does Ralph Rivera work in?
Ralph Rivera works in the Banking industry.
Who are Ralph Rivera's colleagues?
Ralph Rivera's colleague is John Holzberg
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