Co-Founder & Chief Operating Officer @ From August 2011 to Present (4 years 3 months) Santa Clara, CAManager, New Ventures Risk @ Led all fraud and risk management initiatives for Digital Goods (games, video, news, e-books) payment solutions, including launch of PayPal for Digital Goods product From July 2010 to August 2011 (1 year 2 months) San Jose, CAChief Operating Officer @ Co-led management reorganization. Managed 70-person team including claims, analytics, technology, sales support, customer service, and contract processing functions. From February 2008 to September 2008 (8 months) Avoca, PADirector of Business Development @ Designed pricing structure of core product line, contributing to a 10% decrease in company loss ratios. Analyzed reinsurance partnerships with major property and casualty insurance carriers. From July 2007 to February 2008 (8 months) Avoca, PAAssociate @ Evaluated and executed buyout, sale and recapitalization transactions From July 2005 to June 2007 (2 years) Chicago, ILAnalyst @ Provided valuation and financing advisory services to clients; built financial models, conducted due diligence, prepared offering memoranda From July 2003 to July 2005 (2 years 1 month) Chicago, ILNight Analyst @ Sub-peon status. The outlet for Analyst angst. Scutwork. :) From September 2002 to May 2003 (9 months) Chicago, IL

Master of Business Administration (M.B.A.) @ Stanford University Graduate School of Business From 2008 to 2010 AB, Economics @ The University of Chicago From 1999 to 2003 Trinity High School Michael Liberty is skilled in: Financial Modeling, Valuation, Due Diligence, Operations Management, Product Management, Lean Operations, Private Equity, Pricing Strategy, Accounting, Blackjack, Java, Continuous Integration, Finance, Financial Analysis, Data Analysis, Risk Management, Financial Services, Analysis