Commercial Finance Manager @ From June 2014 to Present (1 year 7 months) Retail Finance Analyst @ • UK SME responsible for producing financial business cases for future product prior to submission to central European finance. This involves co-ordinating with key stakeholders in finance, product marketing, sales and forecasting to ensure maximise market opportunity in terms of volume while balancing key competitive positioning, product content and profitability. • Responsible for producing presentations and chairing monthly pricing review committee with directors to discuss on-going cost/pricing opportunities/issues within the business from a product perspective. • Design and analysis of local cost book by VIN used as a key decision making tool within Finance on a day to day basis. • Responsible for design and implementation of quarterly sales allowance and profit report by carline/channel for Retail giving Directors visibility of key data that was previously unavailable. • UK liason with Europe for all pricing and product cost information/decision making. • UK lead on implementation of European profit by VIN project working with key Stakeholders in Finance and IT. • Month end close and reporting to Finance Director for Retail Sales allowances and Dealer Margins, alongside production of the related annual budgets worth c. £500m • Adhoc anaylsis and communication with Retail Sales and Finance directors to support and influence operational decisions From August 2011 to June 2014 (2 years 11 months) Corporate Finance Executive @ • Contributed as part of a team of four in advising on the disposal of a £70 million online retail business • Responsible for producing a financial forecast and detailed business plan for presentation to funders to support a £13 million management buy-out proposal • Prepared reports detailing commercial rationale in relation to potential buyers for various disposal mandates • Responsible for preparing an Information Memorandum in relation to a £40 million turnover IT solutions provider • Attended networking events on behalf of the firm in order to help promote the firm's exposure locally, as well as building a network of contacts in the area including helping set up a network for young professionals. From July 2010 to August 2011 (1 year 2 months) Audit Executive @ • In-charged audits for companies of various sizes/types including a fully listed insurance company, an AIM listed electronic marketing company, and a large social housing group, through to smaller owner managed businesses. • Attended closing meetings to report findings to senior management, comment on issues which had arisen during the audit, and make value added recommendations to the board. • Prepared audit deliverables including audit planning documents as well as key audit findings reports to be presented to the board and/or audit committee. • Proposed recommendations to management on internal control failures as well as ways in which processes could be simplified and strengthened from a risk perspective. • Analysed the suitability of management forecasts and budgets and assessed these from a going concern perspective. • Demonstrated commercial awareness in preparing budgets for audits and ensuring jobs came within budget. • Experience in preparing financial statements ensuring compliance with UK GAAP, IFRS, Companies Act 2006 and SORP’s where applicable. • Took responsibility for helping co-ordinate new joiners training programme as well as taking part of the training itself. From August 2007 to August 2010 (3 years 1 month)

ACA qualification @ ICAEW From 2007 to 2010 2:1, BA (Hons) Marketing @ The University of Stirling From 2000 to 2004 Michael (ACA) is skilled in: IFRS, Corporate Finance, Financial Modeling, Private Equity, UK GAAP, Mergers, External Audit, Assurance, Financial Reporting, Financial Accounting, Corporate Tax, Banking, Accounting, Auditing, Tax