- Doctoral Degree in Applied Economics with specialization in Risk Modeling, Price Analysis and Quantitative Solutions. - Experience in designing, validating and evaluating market research studies for various industries in the area of Risk, Finance and Insurance. - Over twenty five years of consulting and management experience for the Financial Services / Insurance Industry in underwriting, pricing, reserving, rates analysis, claims management practices, worker's compensation, medical care, group/non-group experience, warranty/extended service contracts, financial obligations, debt cancellation, and other consumer fee-based financial products. Specialties: Alternative Risk Finance, Risk-based Pricing, Risk Modeling, ERM, M&A, Audits, Due-Diligence.

SVP - Global Core Analytics @ From January 2015 to Present (1 year) Greater Los Angeles AreaSVP - Global Solutions (Consulting Group) @ From January 2012 to December 2014 (3 years) SVP - Enterprise & Risk Finance @ From January 2008 to January 2012 (4 years 1 month) Greater Los Angeles AreaSVP & Chief Risk Officer @ From June 2004 to December 2007 (3 years 7 months) VP Warranty Products @ From February 2002 to June 2004 (2 years 5 months) VP Insurance Services @ From September 1999 to February 2002 (2 years 6 months) Risk Manager @ From February 1997 to September 1999 (2 years 8 months) Consultant @ From October 1990 to February 1997 (6 years 5 months) Adjunct Professor @ From January 1993 to January 1997 (4 years 1 month)

Ph.D. @ Purdue University From 1985 to 1990 M.S. @ South Dakota State University From 1983 to 1985 Kevin Habash is skilled in: Mergers, Risk Modeling, Risk, Pricing, Enterprise Risk Management, Risk Management, Risk Assessment, Financial Risk, Insurance, Underwriting