Senior Vice President & Chief Compliance Officer @ First Commercial Bank (USA)
Founder @ South Bay Blockchain Enthusiasts
Blockchain Trainer @ DLT Blockchain Advisors
Professional Certificate @
University of Washington
Jesse Torres is a seasoned banking professional. He has spent over 20 years in leadership and executive management positions. Jesse maintains a wide range of skills that include risk management, internal audit, operations, credit administration, information technology, marketing, public relations and regulatory compliance. Jesse has held senior management positions in financial institutions ranging from $40 million in
Jesse Torres is a seasoned banking professional. He has spent over 20 years in leadership and executive management positions. Jesse maintains a wide range of skills that include risk management, internal audit, operations, credit administration, information technology, marketing, public relations and regulatory compliance. Jesse has held senior management positions in financial institutions ranging from $40 million in asset size to over $6 billion.
Jesse’s career includes serving as a bank examiner with the Office of the Comptroller of the Currency, Senior Consultant for KPMG Peat Marwick, and CEO of Pan American Bank.
Jesse has written books and articles related to entrepreneurship, marketing, and social media. Jesse is a radio host on NBC News Radio, a contributing writer for Entrepreneur, a frequent speaker at banking conferences, and is often interviewed by business publications. He holds a B.A. from UCLA and is a graduate of the Pacific Coast Banking School. He holds several certifications, including Certified Information Systems Auditor, Certified Internal Auditor and Certified Information Systems Security Professional.
Specialties: RISK MANAGEMENT:
Certified Internal Auditor (CIA)
INFORMATION SECURITY/INFORMATION TECHNOLOGY:
Certified Information Systems Auditor (CISA)
Certified Information Systems Security Professional (CISSP)
Authored "Employee Guide to Information Security" (2003)
Authored "Community Banker's Guide to Hispanic Marketing" (2005)
Authored "Human Resources Guide to Social Media Risks (2011)
Authored "Community Banker's Guide to Social Network Marketing" (2008)
2013-04-19 - FI Spotlight: Pan American Bank (http://bit.ly/1dXkQIM)
2010-08-19 - Pan American Bank Aims to Improve Financial Literacy for Latino Youth (http://bit.ly/14HBkMZ)
Reach me at [email protected]
Chief Operating Officer @ From April 2015 to Present (7 months) Redondo Beach, CAPrincipal @ Jesse Torres and Aaron M. Sanchez comprise Two Men In Your Business. Jesse and Aaron together act as a duo that provides small business owners with sound advice while providing the motivation to carry out their goals.
Two Men In Your Business provides their services through key note speeches, workshops, seminars and other in-person events. In addition, Two Men In Your Business can be viewed online on their YouTube channel (http://www.TwoMenInYourBiz.com).
Two Men In Your Business also provide their expertise to the small business community through radio, television and print. In 2015, Two Men In Your Business will release their first book on crowdfunding. From January 2015 to Present (10 months) Contributor @ Contributor to Entrepreneur.com. Articles related to small business and matters of importance to small business owners. From June 2014 to Present (1 year 5 months) Board Member @ Member of Giroux's Board of Directors. Giroux Glass Inc. has established itself as one of the nation’s most respected glazing contractors with over 65 years of service in the industry. Giroux Glass prides itself on impeccable service and quality. Whether it’s custom residential design work, elaborate commercial projects or simply a service call, Giroux Glass is equipped to meet the clients every need. From January 2014 to Present (1 year 10 months) Greater Los Angeles AreaBoard Member @ Coro is an organization begun in San Francisco in 1942 by W. Donald Fletcher, an attorney, and Van Duyn Dodge, an investment counselor, to train young veterans in the leadership skills necessary to assure that our democratic system of government could more effectively meet the needs of its citizens.
Since 1947, when the first program was delivered, Coro has grown to include Coro Centers in six cities, including San Francisco, Los Angeles (1957), St. Louis (1972), Kansas City (1975), New York (1980), and Pittsburgh (1999).
300-400 participants a year go through Coro programs nationwide. At least 10,000 program alumni are currently serving as leaders in local, regional and national/global businesses, non-profit organizations, governmental agencies and elected public office.
The four Centers, Programs and licensees, and an alumni service organization, are connected, supported and leveraged as a system by Coro National, a 501(c) 3 governing body that serves as the national voice and partner for the regional centers and alumni participants, and works to build capacity for the system and enhance program quality standards and innovation.
Coro is a non-profit, non-partisan educational institute supported by foundations, corporations and individuals. From 2013 to Present (2 years) Los AngelesWorld Class Speaker @ Jesse started in public speaking as a technology trainer in the early 90s. Jesse has developed an exceptional ability to capture the audience and deliver the message.
Over the years Jesse has addressed thousands of professionals, students, and others. Jesse focuses on banking, technology, leadership, innovation, marketing, and entrepreneurial pursuits. Typical engagements include industry/association conferences and seminars, professional chapter meetings, alumni association events, and other similar events.
Jesse has been the featured speaker/keynote at conferences, seminars, training academies, and commencement events. Jesse provides public and corporate seminars, conducts live and Internet training programs on banking, technology, leadership, innovation, marketing, and entrepreneurial pursuits. From 1992 to Present (23 years) Radio Host @ Money Talk with Jesse Torres is a talk show about money matters that affect consumers and small businesses. Host Jesse Torres provides useful information that consumers and small business owners can use. The show airs live on Wednesdays from 4:00 to 5:00 pm on NBC Radio KCAA 1050 AM. The show also streams live at KCAARadio.com.
Learn more at: https://www.facebook.com/moneytalkwithjessetorres From November 2013 to Present (2 years) NBC Radio KCAA 1050 AMCommittee Member @ The American Bankers Association Community Bankers Council represents community banking in ABA’s government policy-making process, tracks community bank competitiveness issues and responds to them through a broad range of high-quality association products and services. Communicates ABA’s commitment to community banking. The council is made up of approximately 100 bankers from every state, primarily CEOs of community banks, with assets generally less than $1 billion. From September 2013 to Present (2 years 2 months) Committee Member @ The Independent Community Bankers of America®, the nation’s voice for nearly 7,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. For more information, visit www.icba.org.
With nearly 5,000 members, representing more than 24,000 locations nationwide and employing 300,000 Americans, ICBA members hold $1.2 trillion in assets, $1 trillion in deposits, and $750 billion in loans to consumers, small businesses and the agricultural community.
Whether located in small towns, suburbia or big-city neighborhoods, community banks improve our towns and cities by funding small businesses and using local dollars to help families purchase homes, finance college and build financial security.
ICBA supports fair competition for financial institutions, maintaining the separation of banking and commerce, and a balanced financial system to prevent the concentration of economic and financial-services resources. ICBA member community banks create symbiotic relationships with the communities they serve, favor local decision-making, while adhering to the highest business practices and ethical standards, and support a democratically governed association where each member bank has a voice and a vote.
ICBA is committed to upholding the highest professional standards in community banking and providing programs tailored specifically for community bankers. Through ICBA educational courses, certification options and continuing education programs, community bankers are better able to serve their customers and stay profitable. From April 2013 to Present (2 years 7 months) Chair - Community Advisory Board @ The UCLA-USC Center for Population Health and Health Disparities is a multidisciplinary center funded by the National Heart, Lung and Blood Institute that will focus on reducing cardiovascular disease risk among Latinos in East Los Angeles, California. East L.A. is an urban community with high rates of obesity-related chronic diseases including heart disease, diabetes, hypertension and stroke. East L.A. is over 96% Latino; 85% of whom have Mexican ancestry and the rest come mainly from Central America.
Our primary objective is to reduce cardiovascular disease risk in this under-served area. To accomplish this objective, we have three integrated, complementary projects, two cores, and a Training and Career Development Program. We will use a community-based participatory approach to implement family and neighborhood environment interventions, along with the collection of physiological data that will examine risk in individuals and across generations. The intervention components include several dimensions that affect health outcomes - personal & family factors, systems factors, and environmental factors. From January 2010 to Present (5 years 10 months) Board Member @ Bienvenidos is a compassionate community of care dedicated to healing children, strengthening families and transforming communities. From January 2010 to Present (5 years 10 months) Los Angeles, CAPresident @ From June 2009 to Present (6 years 5 months) Los Angeles, CAConsultant @ Acted as an internal consultant tasked with restructuring the bank's anti-money laundering/financial intelligence unit. Key task involved conducting a staffing plan and identifying external candidates, from manager to analysts.
Additional tasks included the completion of a training needs assessment, development of a training plan and delivery of training. Acted as department manager during the candidate search process. Acted as liaison between bank board and regulatory bodies.
Successfully identified and hired qualified personnel per staffing plan. Developed enhanced analytical tools and documentation processes. Provided expert advice relative to anti-money laundering and money services businesses. From May 2014 to May 2015 (1 year 1 month) Greater Los Angeles AreaMarketing @ During his time in the U.S. Navy, Firehouse Chefs founder Eddie Sell acquired a talent in the kitchen. After graduating from the U.S. Navy Culinary Program he served as the admiral’s personal chef – a tremendous honor.
After leaving the Navy, Eddie joined the fire service. Currently, Eddie is a fire captain and paramedic in Long Beach, California. The fusion of Eddie’s two passions – food and firefighting – led to the founding of Firehouse Chefs LLC and its signature restaurant Firehouse Chefs Food + Drink.
In addition to his talent in the kitchen, Eddie and Firehouse Chefs LLC have also created a line of spices and other food products as well as catering, fitness/wellness and media divisions.
Eddie's love for cooking has continued throughout his career as a firefighter. Eddie's unique take on food is inspired by his Latin culture and his love for creating flavor-packed recipes that heat up ordinary dishes.
Firehouse Chefs LLC, Firehouse Chefs Food + Drink and the other firehouse-inspired projects are guided by a principle of community-building and community support. Firehouse Chefs is not just a food company. Firehouse Chefs is a movement. From 2014 to April 2015 (1 year) Bellflower, CAPresident and Chief Executive Officer @ President and Chief Executive Officer of Pan American Bank.
Founded in 1964 by Romana Acosta Banuelos, the first Latino Treasurer of the United States. Pan American Bank's mission is to transform and empower Latino communities through banking relationships built on trust, service, respect, communication, and guidance.
Pan American Bank's Values include:
TRANSFORMATION: Pan American Bank believes that banking products and services offered by a community-based bank can transform the community by retaining the financial resources within the community, and in the process improving the financial and political strength of the community.
EMPOWERMENT: Pan American Bank empowers its customers by providing access to needed financial products and services that enable consumers and businesses to benefit from participation in the U.S. financial system.
TRUST: Pan American Bank builds trust with each customer through honest and transparent relationships that extend beyond financial transactions.
SERVICE: Pan American Bank is committed to providing its customers with an experience that surpasses that offered by any other financial institution serving the community’s needs.
RESPECT: Pan American Bank is committed to meeting the needs of all of its customers, regardless of race, color, religion, sex, national origin or disability. Pan American Bank employees originate from the same countries and communities represented by our customers. We understand and serve the needs of our customers, regardless of their level of acculturation, or the extent of their financial services needs.
COMMUNICATION: Pan American Bank maintains Spanish-speaking staff at every customer-facing position to ensure consistent and effective communication.
GUIDANCE: Pan American Bank guides customers in navigating the maze of financial products by providing the information necessary for customers to make informed financial decisions. From May 2009 to April 2014 (5 years) President and Chief Operating Officer @ Hired as Executive Vice President/Chief Operating Officer based on extensive hands-on experience in managing back office/retail operations/information technology/regulatory compliance, implementing new products, services and systems and managing difficult regulatory relationships.
Appointed by Board of Directors and approved by FDIC to role of President of the “troubled institution” in September 2008, upon the departure of the CEO and the President.
Primary role as President was to work with Board to identify an acquirer for the institution. Subsequently, the role involved close coordination with the FDIC for an orderly wind-down of the banking operation. High praise received from both the FDIC and Nevada Department of Financial Institutions for effective management of a difficult and unstable environment. From September 2008 to March 2009 (7 months) Executive Vice President/Chief Operating Officer @ From January 2008 to August 2008 (8 months) Executive Vice President/Chief Operating Officer @ Transformed small commercial bank into a sales oriented and cost conscious organization. Key role in growing institution from $206MM at June 2005 to $399MM at December 2007 while increasing branch network from four to seven, boosting non-interest income, doubling net income and significantly improving efficiency ratio from mid 50’s to mid 40s. From June 2005 to December 2007 (2 years 7 months) Senior Vice President/Chief Compliance Officer @ Organization grew from $300 million to $6 billion organization through two mergers in less than one year. Primary responsibility was to develop and implement an internal control system relative to regulatory compliance that was consistent with the size and complexity of the “new” organization. Worked on senior management team that successfully alleviated regulatory concerns regarding management’s ability to manage substantial growth resulting from two major acquisitions within a 12-month period. From January 2002 to June 2005 (3 years 6 months) Senior Vice President/Chief Compliance Officer @ Joined Bank as part of a management team responsible for positioning the “troubled” thrift for sale. Team effort resulted in a June 2001 definitive agreement to merge with an Illinois-based holding company and sale in December 2001. From June 1998 to December 2001 (3 years 7 months) Senior Consultant @ From January 1997 to June 1998 (1 year 6 months) Assistant Vice President/Residential Lending Analyst @ From March 1995 to December 1996 (1 year 10 months) Associate National Bank Examiner @ From March 1992 to March 1995 (3 years 1 month) Training Specialist @ From 1991 to 1992 (1 year)
MDE, Entreprenuership @ University of California, Los Angeles - The Anderson School of ManagementProfessional Certificate, Pacific Coast Banking School @ University of Washington From 2002 to 2004 Nonprofit Organization Management @ Riordan Leadership Institute From 2001 to 2002 BA, Political Science @ University of California, Los Angeles From 1987 to 1991 Jesse Torres is skilled in: Risk Management, Social Media, Compliance, Executive Management, Risk, Strategic Planning, Process Improvement, Coaching, Team Building, Negotiation, Customer Relations, Credit, Asset Management, Budgeting, Business Strategy, Change Management, Banking, Program Management, Public Speaking, Management Consulting, Problem Solving, New Business Development, Business Planning, Customer Service, Operations Management, Organizational..., Leadership Development, Due Diligence, Contract Negotiations, Marketing Strategy, Vendor Management, Strategy Development, Team Leadership, Sales Management, Product Development, Administration, Cross-functional Team..., Employee Relations, Team Management, Business Management, Financial Risk, Management, Strategy, Budgets, Marketing, Leadership, Policy, Contract Negotiation, Finance, Start-ups