Strategy professional with 10 years’ experience in finance and banking from both consulting and in-house strategy roles with Oliver Wyman Financial Services and Barclays. Deep experience in retail and business banking strategy and products, FinTech, mass affluent customer strategy, credit processes, loss forecasting, sales and performance optimisation, due diligence and public policy gained from working with leading financial institutions in the UK, Europe, Asia and Africa. Holds a 1st Class Engineering degree from Oxford University and was awarded the IMechE’s Frederick Barnes Waldron Award for graduating as the top mechanical engineer in his year.

Principal, Retail and Business Banking @ From September 2014 to Present (1 year 4 months) London, United KingdomHead of Strategy (Director), Europe Retail and Business Banking @ Head of Strategy for the Europe Retail and Business Banking (ERBB) business unit. Accountable to the ERBB CEO and Executive, the Head of Strategy leads the ERBB Strategy team and supports the Executive by developing, communicating and implementing strategic initiatives within the business. Key experiences: - Identification, analysis and recommendation of long-term strategic options for the business - Development and articulation of a new affluent focused strategy for the business - Creation and implementation of an affluent customer value proposition - Development of a distribution strategy (digital & physical), incl. branch potential assessment - Led intra-company integrations and business expansion strategy development - Competitor insight and analysis - Wrote strategy updates for Barclays Group Board on behalf of ERBB’s CEO From August 2013 to August 2014 (1 year 1 month) London, United KingdomVice President, Group Strategy @ Senior Project Lead in Barclays Group Strategy team. Primary lead for Group Strategy on all activities relating to Retail and Business Banking in Europe. From September 2012 to August 2013 (1 year) London, United KingdomProject Manager, Retail and Business Banking @ Project Manager for Oliver Wyman Financial Services. Managed a variety of strategic, operational and technical projects for major financial institutions across the UK, Europe, Asia and Africa. Specialised within Retail Banking, Business Banking and Public Policy. Expertise includes: - Due diligence and business strategy development (inc. product profitability forecasting) - Credit process assessment and improvement (inc. Retail, SME and Commercial segments) - Credit risk measurement methodologies and forecasting (inc. portfolio loss estimation) - Retail sales optimization strategies and seller performance management - Public policy (inc. national sustainable debt sizing, SME lending strategies) - Regulatory architecture, regulator organization design and resourcing - Operational risk management frameworks and AMA capital calculation From June 2005 to September 2012 (7 years 4 months) London, United Kingdom

MEng, Engineering @ University of Oxford From 2000 to 2004 Geoff Holmes is skilled in: Strategy, Due Diligence, Business Strategy, Management Consulting, Credit Risk, Financial Modeling, Business Transformation, Analysis, Retail Banking, Valuation, Acquisition Integration, Performance Management, Project Management, Team Leadership, Corporate Strategy Formulation