Dynamic, results-oriented leader with a strong track record of performance in managing complex, high paced and changing businesses. Visionary thinker with global perspective and entrepreneurial drive. Skilled at developing and executing client solutions that drive relationship expansion, achieve revenue objectives and adhere to sound risk management practices. Highly effective communicator capable of connecting clear business strategy, mission
Dynamic, results-oriented leader with a strong track record of performance in managing complex, high paced and changing businesses. Visionary thinker with global perspective and entrepreneurial drive. Skilled at developing and executing client solutions that drive relationship expansion, achieve revenue objectives and adhere to sound risk management practices. Highly effective communicator capable of connecting clear business strategy, mission and values with individual and team goals. Excel at balancing strategic and technical initiatives with an enterprise view.
Specialties:Lead organzations responsible for the overall credit relationship. Facilitate the internal and external end-to-end credit process with various wholesale and retail banking origination and risk partners. Oversee underwriting, structuring and approval, portfolio monitoring, risk governance, operational risk and regulatory compliance.
Executive Vice President, Chief Risk and Credit Officer @ Chief Risk and Credit Officer. Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. The Company has $123 billion in assets and operates 18 affiliates with 1,326 full-service Banking Centers, including 104 Bank Mart® locations open seven days a week inside select grocery stores and 2,433 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Missouri, Georgia and North Carolina. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Investment Advisors. Fifth Third also has a 25% interest in Vantiv Holding, LLC. Fifth Third is among the largest money managers in the Midwest and, as of June 30, 2013, had $313 billion in assets under care, of which it managed $27 billion for individuals, corporations and not-for-profit organizations. From 2013 to Present (2 years) cincinnati, ohioCRO @ From 2013 to 2015 (2 years) Quality Executive, Legacy Asset Servicing @ Quality Control executive for Legacy Asset Servicing at Bank of America, one of the world’s leading financial services companies and a leading mortgage servicer with more than 17 percent of the market, a $1.8 trillion portfolio and nearly 12 million customer loans. A critical focus of Legacy Asset Servicing is ensuring a robust control environment that enables the business to achieve its goals for resolving problem mortgage loans, provides a good experience to customers, and does so quickly. In this role, responsible for establishing and maintaining quality control capabilities throughout Legacy Asset Servicing, including the monitoring, validation and testing of key programs and processes in support of Bank of America’s overall risk framework. Meet regulatory expectations for thoroughness and independence of process quality reviews and monitoring. Currently manages over 945 employees and contractors in this challenging, highly visible environment. From March 2012 to August 2013 (1 year 6 months) Charlotte, North Carolina AreaGlobal Corporate Debt Products Executive @ Provide management direction and alignment of global capabilities integrating client delivery of senior bank debt products and services. Oversee a global organization responsible for managing the overall credit relationship and to facilitate the internal and external credit process with various origination partners. Execute identified client strategies and prudently deploy the bank’s balance sheet. Lead over 900 client facing senior credit professionals responsible for 4,500 Global Markets and Corporate and Investment Banking relationships with $700 billion in total risk exposure and $1.5 billion in total revenue generation. From September 2008 to March 2012 (3 years 7 months) Charlotte, North CarolinaRisk Management Executive, Global Risk Management @ Responsible for overall credit risk management organization supporting Business Banking, Commercial Middle Market and Large Corporate Banking (General Industries). Responsibilities included a balance of driving strategic initiatives and transactional quality and operating effectiveness. Serve as a member of the Corporate Asset Quality and the BAC Management Operating Committees. From October 2007 to September 2008 (1 year) Charlotte, NCGlobal Bank Debt Executive, Global Corporate and Investment Banking @ Designed and lead a new combined business organization of 5,000 plus associates with end-to-end management responsibilities for delivering credit solutions to Commercial Banking Group clients. Developed initial strategic plan and opportunity assessment for the business based on the four cornerstones of profitable growth, enhanced productivity, improved client satisfaction and optimized risk and reward. From December 2005 to October 2007 (1 year 11 months) Charlotte, NCRisk Management Executive, Middle Market Banking @ Assumed expanded national Middle Market and Business Banking responsibilities for commercial risk management immediately after the acquisition of FleetBoston Financial. Lead significant transition related activities, including talent selection, training, systems integration and asset quality forecasting. Adopted an early industry leading risk rating scorecard rollout for both obligor and facility internal ratings. From November 2003 to December 2005 (2 years 2 months) Charlotte, NCSenior Credit Policy Executive @ Accepted new lateral risk management opportunity returning to Charlotte supporting the larger Carolinas Banking Region with expanded responsibilities gained shortly thereafter to include the Mid Atlantic Banking Region. Upon acquisition of Bank of America by NationsBank, assumed the newly formed East Region Commercial Risk Executive role and three months later was named national Commercial Risk Management executive. Supported all commercial business lines including Middle Market Banking, Commercial Real Estate, Leasing, Business Credit, Business Banking and Dealer Financial Services. From January 1998 to November 2003 (5 years 11 months) Charlotte, NCSenior Credit Policy Executive @ Promoted and relocated to Nashville immediately upon the acquisition of C&S/Sovran Corporation. Responsible for the overall risk management of the former Sovran lead Tennessee and Kentucky commercial banks. Moved quickly to restructure the risk organization, adopted common policies, practices and credit culture where fractured before. Established and conducted quarterly Board Asset Quality Committee meetings for both separate chartered banks. From 1992 to 1997 (5 years) Nashville, TNCredit Policy Executive @ Promoted and relocated to NCNB Florida with initial responsibilities as a Credit Policy Executive for North Florida and then assumed state-wide risk management duties. Managed the challenging integration of numerous bank cultures consolidated after rapid-fire acquisitions around the state. Developed needed policies, procedures and processes to supervise the commercial and commercial real estate loan portfolios during a strong economic downturn in Florida. Headed credit portfolio due diligence in Florida for subsequent acquisition of C&S/Sovran Bank. From 1989 to 1991 (2 years) Tampa, FLSenior Credit Policy Officer @ Joined NCNB and assigned to the Credit Policy Division supporting corporate and international lending activities. Built effective partnerships with corporate bankers and served as their client facing risk management counterpart structuring, negotiating and approving large dollar transactional credit requests. Conducted due diligence on several acquisitions, including the purchase of the first NCNB bank charters in Texas and Maryland. From 1986 to 1988 (2 years) Charlotte, NCNational Bank Examiner @ Assumed increasing levels of responsibility and promoted to a fully commissioned National Bank Examiner in January, 1983. Examiner-in-Charge of the largest banking groups in the Southeast. Relocated to the OCC Southeast Regional Office in October, 1983 with assignments in the Corporate Analysis (Licensing/Application Approvals) and Bank Supervision (Problem Bank) Divisions. From 1977 to 1986 (9 years) Jacksonville FL/Atlanta, GAManagement Trainee, Controller's Division @ Professional career started September, 1976 in the initial Management Training Program for one of Florida’s largest bank holding companies. A legacy institution of what is now Wachovia/Wells Fargo. Initial assignment in the Controller’s Division leveraged academic accounting and finance degrees working on a wide variety of cost accounting, management accounting, capital planning and budget analysis projects. From 1976 to 1977 (1 year) Jacksonville, FL
Bachelor of Science, Accounting and Finance @ Florida State University - College of Business From 1973 to 1976 Frank Forrest is skilled in: organizational..., risk management and..., client management, process design and..., credit portfolio..., business planning and..., strategy, vision and..., team building, performance improvement, finance, budgeting and..., Portfolio Management, Risk Management, Credit Risk, CRM, Team Building, Performance Improvement, Strategy, Mergers & Acquisitions, Loans, Leadership, Management, Financial Services, Banking, Commercial Banking, Credit, Financial Risk, Investment Banking, Retail Banking, Analysis, Underwriting, Mortgage Lending, Business Development, Business Strategy, Operational Risk, Consumer Lending, Due Diligence, Organizational..., Loan Origination
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