Highly accomplished and experienced serial entrepreneur specializing in SaaS solutions that improve business processes and profitability. “I have a passion for finding solutions that improve business practices.” Areas of Expertise:  SaaS Software Development  The Paperless Business Environment  Forensic Accounting  Data Mining and Predictive Analytics with an emphasis on manipulating large data sets  Software Marketing and Business Development  Real Estate Investment, Project Development and Funding  Distribution and Sales Network Creation and Management  US Financial Accounting and Taxation C.A. - Chartered Accountant (Canada) C.P.A. - Certified Public Accountant (US - Oregon) C.I.S.A. - Certified Information Systems Auditor Dual US/Canadian citizenship Specialties: Paperless Business Environment, Cost Accounting, Data Mining, Forensic Accounting, Risk Management Evaluations, Small Business Turn-around and Repositioning, Real Estate Syndication and Investment, Internet Software Development - (SaaS) Application Service Provider

Executive Manager @ Starting in 2004, I created two innovative SaaS Internet businesses. Both focus on emerging business opportunities that add value to existing businesses. PayClix (www.payclix.com) uses patent pending technology to enable ANY business to send and receive online payments. PayClix can be easily customized to meet virtually any payment processing requirements. Originally developed to enable tenants to pay their rent online, PayClix is now used in dozens of vertical markets such as insurance companies, utility districts, debt collection, professional services fee billing to name only a few. Our second major product was a fully integrated Accounts Receivable / Cash Receipts solution that enables customers to view and pay their invoices online with the payments automatically updating their accounts balances. PayClix is available in 3 flavors: QuickBooks, Peachtree and a generic connection to ANY accounting package (www.payclix.biz/tour) A recent solution is a comprehensive Accounts Payable module that can integrate with virtually ANY accounting software. Bills to be paid can be selected on an individual basis and partial payments are also allowed. Payments typically, are made overnight directly to the supplier's bank account and cost about the same as a postage stamp. PayClix now fully supports mobile payments for all its payment solutions. In addition, we have launched several integrated solutions for mobile transaction entry and centralized billings. See www.payclix.biz/mobiform/view.php?id=9863 for an example of an integrated fuel oil delivery solution. Fiestar is a reservation booking engine that can be embedded in any vacation rental property website. I am responsible for over-seeing the company's overall business activities which included intensive participation in product visioning and software product development, marketing, financial planning, accounting and overall administrative functions. From February 2004 to Present (11 years 11 months) Executive Manager @ Using a bundle of tools and techniques we pioneered called 'Transactional Logistics', our company provides comprehensive software solutions to all businesses involved in the distribution of goods. Our mission is "to reduce the time and space in business transactions". Our current software solutions are: Mobius Trip - a comprehensive routing optimization package guaranteed to reduce time and distances for normal product deliveries. Mobius PoD - an innovative proof-of-delivery system that is fully integrated on the front-end with ANY ERP system and with ANY accounting system on the back-end. Our goal is to deliver an accurate and complete invoice to a customer within minutes of a product delivery being completed. Mobius Trac - a low-cost, comprehensive vehicle tracking and reporting system for any business with a fleet of delivery or service vehicles. We offer a free solution for very small businesses. Mobius Books - a full function accounting and ERP solution that is fully integrated with PayClix. Mobius Books is provided at no cost to PayClix and Mobius users. From April 2013 to Present (2 years 9 months) Business Forensics and Management Consulting @ Specializing in the integration of the qualitative and quantitative aspects of risk and opportunity and particularly the analysis of uncertain or unconventional business situations. Additional areas of expertise involve interpretive data analysis such as marketing studies and surveys, customer profiling and preference analysis and identifying fraudulent or unusual financial transactions or behavior using forensic accounting techniques. Also known professionally as ‘the Paperless Guru’, I am experienced in analyzing and implementing digital document management solutions in businesses of all types and sizes. Typical Assignments: • Business valuations • Financial fraud and forensic investigations • Data mining and business intelligence analysis • Business turn-around and resizing Accomplishments:  Created and successfully deployed a proprietary and highly innovative consulting methodology for analyzing business operations in mid-size organizations that digitally integrates corporate KPIs with the underlying subjective and objective data From September 2007 to July 2012 (4 years 11 months) Executive Manager @ Since 1995, I have been actively involved in the purchase, development and sale of over thirty apartment communities in the Portland, Phoenix, Tucson metro areas for groups of real estate investors. Project types have varied and have ranged from full land development situations to the turnaround and monetization of existing 'distressed' properties. Our investment properties have consistently achieved superior operating cash flows and substantial capital gains upon sale. Activities have included, negotiating the purchase and sale of land and buildings, site development planning, hiring and supervising professional consultants, negotiations with city and county governments, and hiring and supervising construction contractors and third-party property managers. Other related activities included promotion of projects to potential investors, preparation of partnership tax returns, development of operating budgets and projections, and regular meetings with investors. With the current instability in the real estate investment markets, we are currently in a long term hold pattern. From January 1995 to June 2011 (16 years 6 months) Interim Chief Financial Officer @ I joined the company at the request of a major investor, in early 2001 with the express task of bridging the gap between the company using a bookkeeper as the sole financial resource and the hiring of a professional financial executive. The company was in the midst of a 500% annual revenue increase and had significant cash flow and management issues. I managed all corporate financial and administrative activities including accounting, investor relations, cash management, and creditor and debtor negotiations. I also advised the President on issues relating to managing rapid change and corporate reorganization and repositioning. Assignment ended March 2002 with hiring of permanent CFO. From January 2001 to March 2002 (1 year 3 months) President and Financial Controller @ As the founder of an Internet content developer and publisher, I was responsible for the creation of numerous commercial websites. Major Internet sites created were: www.raffle.com - THE original charitable raffles site www.CPAonline.net, a subscriber-based gateway for public accountants including e-mail services www.AccountantsLedger.com, an online magazine for accountants in public practice and industry www.ITAudit.org, a biweekly online magazine and reference library published under on behalf of The Institute of Internal Auditors, as a reference tool for their 71,000 members worldwide www.TenantSoft.com, an integrated, web-based property management system. Responsibilities: Primary responsibility for corporate business development and financial activities Maintained financial and projected operations sections of corporate business plan Responsible for creating and maintaining business alliances and M&A activity that achieved corporate strategic and financial goals Coordinated financial reporting activities including liaison with independent public accountants and governmental and regulatory reporting agencies Coordinated intellectual property issues including copyrights, trademarks and patents Developed an IPO strategy including identification of sources of capital and other funding, preliminary discussions with VC firms, investment bankers and other potential investors. Coordinated all investor relation activities Considerable experience in managing corporate change; start-up, growth, downsizing and repositioning From January 1997 to January 2001 (4 years 1 month) Partner @ Professional services offered included: . Bookkeeping and write-up services . Payroll and HR management services . Income tax services for individual, corporation, partnerships and not-for-profit organizations . Accounting and auditing services . Computer and management consulting services . Expert witness and forensic accounting services . Financial planning and wealth management services From January 1991 to January 1996 (5 years 1 month) President @ Until its sale in 1996, I was the principal shareholder and President of a profitable software developer that was a recognized leader in productivity software for public accountants in Canada and the United States. As the original developer of the WISPR, Revue, Insight and TAXi programs, I combined my detailed knowledge of data processing techniques with my extensive practical experience as a public accountant in making these packages easy to use and cost effective. With principal responsibility for Audisys' sales and marketing, I also established and managed an international network of sales agents and dealers and coordinated all advertising and promotion activities. Also I developed a co-branding program with 3 of the largest tax preparation software companies that included bundling of our software with their products in joint marketing programs. Additional activities included overseeing corporate finance and accounting activities. From June 1985 to January 1996 (10 years 8 months) Partner and National Director @ As a national partner in BDO Ward Mallette, Canada's 6th largest public accounting firm, I had the mandate and responsibility to integrate computer-based technology within a modern public accounting practice to enhance productivity and increase client service. I oversaw the successful transition of the Firm from reliance upon regionally based 'batch' minis to an extensive local office base of micro computers, many of which were interconnected through local and wide area networks. While the primary focus of this position was internal, I also directed the Firm's computer consulting practice and provided related services and consulting expertise to clients of the firm. Typical computer consulting engagements involved client needs analysis, 'turn key' system installations, training, and user support. From January 1987 to January 1991 (4 years 1 month) Manager, National Office @ Computer audit specialist and 'father' of WISPR, an integrated working paper management package. As a computer audit specialist, I pioneered many of the techniques and data analysis strategies that continue to fuel my passion for identifying patterns and anomalies in large data sets. From 1976 to 1985 (9 years)

C.P.A, Accounting, Auditing, Tax @ Colorado and Oregon Societies of CPAs From 1991 to 2010 C.A., Accounting, Auditing, Tax @ CICA From 1979 to 2005 C.I.S.A., Computer Auditing @ ISACA From 1983 to 1985 B.A., Sociology @ McMaster University From 1966 to 1970 Edward CPA is skilled in: Data Mining, Risk Management, Forensic Accounting, Document Management Solutions, Data Analytics, Cost and Management Accounting, SaaS Software Development, Financial Accounting, Data Analytic, Business Turn-arounds, Computer Assisted Audit, Sarbanes-Oxley Act, Management, Analysis, Auditing, Leadership, Business Process