Real estate professional with 23 years experience in real estate spanning valuation, underwriting, loan resolution, portfolio management and currently loan origination. Specialties: Real Estate Loan Origination, Underwriting, Property Valuation, Loan Resolution, Portfolio Managment

Vice President @ Commercial Real Estate Loan Officer, Duties include loan origination for loan sizes between $5.0MM and $50MM ($160MM closed 2014). Concentration is on construction/ renovation, retail, office and multifamily in the 5 boros of NYC, Portfolio management ($300MM portfolio) From March 2011 to Present (4 years 10 months) Vice President - Lending Officer @ Negotiate terms, underwrite, present for credit committee and close construction and permanent real estate loans in New York City and New Jersey Closed an industrial warehouse in New Jersey using SBA 504 financing. Engage in portfolio management, supervising draw requests and maintaining performing loan status for a real estate portfolio of $30,000,000+. Negotiate residential and commercial problem loan resolution in the form of troubled debt restructures and the foreclosure process to recapture capital for the Bank. Underwrite and present residential loans for the bank super jumbo mortgage program; loan size $1,000,000 to $7,000,000. From February 2007 to March 2011 (4 years 2 months) Senior Lending Officer @ Originate Construction, Bridge and Permanent Loans in New York City. Negotiated terms, underwriting and presentation for committee approval. From October 2006 to February 2007 (5 months) Lending officer @ From 2006 to 2007 (1 year) Lending officer @ From 2006 to 2007 (1 year) Vice President - Lending Officer @ Originated Construction, Bridge and Permanent Loans in New York City; closed $28,000,000 in 2006 Performed all aspects of the loan process to include: originating and negotiating terms of each deal, underwriting and presentation for committee approval, collaborating with legal council on loan documents and closings. Engaged in light portfolio management, supervising draw requests and maintaining performing loan status. From March 2005 to October 2006 (1 year 8 months) Assistant Mortgage Officer - Underwriter @ Originating and underwriting commercial and residential multi-family loans between $500,000 and $20,000,000+. Loan types include First and Second mortgages, Lines of Credit, Floating and Fixed. Underwrote 750+ loans placing $1.6+ Billion in the tri-state metropolitan area. Proficient skills include: on-site inspections, loan sizing, quoting rates and terms, credit report reviewing, and recommending solutions to various lending issues. From March 2002 to March 2005 (3 years 1 month) Senior Appraiser @ Supervised the commercial real estate appraisal department consisting of ten appraisers and two inspectors. Performance resulted in a promotion and a lateral move to underwriting. First appraiser certified to perform appraisals in New York and Pennsylvania. Quickly surpassed appraisal quotas. From July 2000 to March 2002 (1 year 9 months) Appraiser @ From 1993 to 1995 (2 years)

Master's Degree, Real Estate Finance and Investment, GPA 3.72 @ New York University From 2002 to 2005 BS, Business Management @ Saint John's University From 1987 to 1991 Christopher Deutsch is skilled in: Underwriting, Portfolio Management, Appraisals, Loans, Real Estate, Real Estate Transactions, Credit, Credit Analysis, Mortgage Lending, Loan Origination, Valuation, Finance, Commercial Real Estate, Lines Of Credit, Real Estate Financing