More than ten years of diverse experience in working with large global banks and managing clients across global corporates, mid market and SMEs. I specialise in relationship management and cross sell of trade, cash and treasury products to corporate clients. Expertise in managing large marquee corporate relationships across diverse industries ranging from FMCG, Logistics, Engineering, Telecom, Infrastructure, IT and ITES including Global BPOs. Adroit in business management demonstrated by consistently exceeding targets and effective client relationship management to achieve desired results. Adept in identifying & networking with customers and partners for business growth and excellence.

MNC Coverage @ Relationship coverage for subsidiaries of global corporate banking clients based in North India. From July 2014 to Present (1 year 6 months) New Delhi Area, IndiaVice President - Global Corporate Banking @ Working as Relationship Manager for subsidiaries of global corporate banking clients based in North India. I am responsible for handling key relationships and manage day to day activities for large global corporate clients across all industry segments. My prime job responsibilities include but are not limited to : • Product pricing while maximising the bank’s revenue and fostering a meaningful relationship with the client. This entails understanding of customer requirements and structuring solutions, negotiating and also managing the relationship cycle at senior management level. • Customer advisory services through cash management solutions (both receivables and payables), foreign exchange advisory, treasury solutions (hedging solutions for trade flows and structured derivatives for trade flows and balance sheet exposures), export/import financing solutions and structured investment products for liquidity management. • Studying the risk profile and quality of portfolio. It involves monitoring together with credit reviews and revenue wallet sizing on an ongoing basis for clients. From December 2009 to July 2014 (4 years 8 months) New Delhi Area, IndiaAsst Vice President - Commercial Banking @ I worked in the assets divison of the commercial bank as a relationship manager of premium clients. My focus was to manage the portfolio for day to day banking activities and increase asset footing through addressing working capital and term loan requirements of the customers. The job included cross selling of cash, trade and FX related products. From January 2006 to December 2009 (4 years) New Delhi Area, IndiaAsst Manager @ Worked with ICICI bank as assistant manager at their Treasury division at Chandigarh. I was responsible for managing a portfolio of existing relations as well as develop new business relations for the bank in Punjab and Chandigarh region. Punjab and Chandigarh houses many corporate clients of ICICI bank. I had an exposure to following fields. Treasury Sales *Advising various hedging structures on the basis of tenor of exposure, trends in the market and risk appetite of the clients including forward contracts, currency trading currency options, interest rate swaps and full currency swaps. * Handling inward and outward remittances for the clients by getting in liaison with the inter bank desk Trade Finance Sales *Advising, confirming, negotiating & realizing letter of credit *Export bills purchase & discounting *Trade roaming accounts sales by managing a sales team of 15 members across Punjab and chandigarh From June 2004 to January 2006 (1 year 8 months)

MBA, Finance, General @ ICFAI, Hyderabad From 2002 to 2004 Bachelor of Commerce (B.Com.), Accounting and Finance @ Guru Nanak Dev University From 1997 to 2001 Matric @ DAV Public From 1984 to 1996 Bachelor in Commerce, Accounting and Finance @ DAV College, Amritsar Ajay Sabharwal is skilled in: Working Capital Management, Relationship Management, FX Options, Cross Selling, Foreign Exchange, Trade Finance, Commercial Banking, Credit Analysis, Capital Markets, Treasury Management, Banking, Credit, Loans, Finance, MIS